Baccarat is a sophisticated game originating in Europe. Players can wager on the player, the banker, or a tie, while trying to obtain a total card value closest to nine. Two hands of two cards are dealt, one representing the player’s hand and one representing the banker’s hand. Depending on the value of the hands, a third card may be drawn for each hand. The winning hand is the one with a card total closest to nine.
Let's Play! | Rules | You Win!
At the beginning of each game you are required to place a wager. This amount appears in the betting areas on the table top.
Baccarat uses a four deck shoe.
No hand receives more than three cards.
When the player and banker hands are equal then the hand is declared a tie.
Tens and face cards are worth zero, aces are worth one, and all other cards are worth their face value. If the value of a hand exceeds nine, then the value is adjusted by subtracting 10 from the total as shown below.
|+ = 15||
|+ + = 18||
|+ = 19||
|+ = 8||
After the first two cards are dealt to both the player and banker, a third card may be dealt, subject to the Third Card Rule. The player's hand is always played first followed by the banker's hand. The following tables illustrate how the player's hand determines how the banker's hand will be played out.
The following table explains how to complete the player's hand.
|If a player's cards total:||The player must:|
|0-5||Draw a third card|
Once the outcome of the player's hand has been determined the following table can be used to complete the banker's hand.
|If a banker's cards total:||The banker must:|
|3-5||Draw a third card|
|If a banker's cards total:||The banker must draw when the player's third card is:||The banker must stand when the player's third card is:|
If you place a winning wager the payouts are as follows:
|Player hand wager||
|Banker hand wager||1:1 (less 5% house commission)|